College loans?

College is coming soon and I have to pay myself. I know there are Stafford loans you can take out at a fixed interest rate of 6.8% and you don't have to pay them back until 6 months after you graduate. if you get a subsidized loan the gov't will pay the interest until after you graduate, but that's only if they okay you for "financial need." I was wondering if anyone has taken out a different type of loan, or knows of a different loan, maybe private, that offers lower than 6.8% interest with payments still deferred until 6 months after graduating? Thanks.